{"id":115,"date":"2009-12-23T13:39:48","date_gmt":"2009-12-23T11:39:48","guid":{"rendered":"http:\/\/www.rahakool.ee\/finantsblogi\/?p=115"},"modified":"2009-12-23T13:39:48","modified_gmt":"2009-12-23T11:39:48","slug":"koik-munad-juhuslikult-erinevas-korvis","status":"publish","type":"post","link":"https:\/\/www.finantsblogi.ee\/index.php\/2009\/12\/23\/koik-munad-juhuslikult-erinevas-korvis\/","title":{"rendered":"K\u00f5ik munad juhuslikult erinevas korvis"},"content":{"rendered":"<p>Et aasta hakkab l\u00e4bi saama, hakkasin vaikselt m\u00f5tlema sellele, millised kulud, tulud ja investeeringud on meie pere teinud aastal 2009. Peab \u00fctlema, et meil on investeeringute osas sellest p\u00f5him\u00f5ttest, et k\u00f5iki munasid\u00a0\u00fches korvis ei hoita,\u00a0sel aastal \u00f5nnestunud p\u00e4ris omap\u00e4raselt h\u00e4sti kinni pidada. Edaspidi oleks ehk tark mingi investeerimisstrateegia ikka v\u00e4lja m\u00f5elda, kuid praegu on nii, et k\u00f5ik investeeringud on toimunud emotsiooni pealt ilma pikalt kaalutlemata. Aga see v\u00f5ib olla ohtlik.<\/p>\n<p><strong>Minu uued investeeringud 2009. aastal\u00a0jagunevad selliselt:<\/strong><br \/>\n<a href=\"https:\/\/www.finantsblogi.ee\/wp-content\/uploads\/2009\/12\/20091223_Investments_Pie.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-116\" title=\"20091223_Investments_Pie\" src=\"https:\/\/www.finantsblogi.ee\/wp-content\/uploads\/2009\/12\/20091223_Investments_Pie-300x181.jpg\" alt=\"Investeeringute jaotus 2009\" width=\"300\" height=\"181\" \/><\/a><\/p>\n<p>Selgituseks tuleb ilmselt \u00f6elda, et klassikalises m\u00f5ttes ei pruugi hobiautod t\u00e4hendada investeeringut, kuid antud juhul on tegemist selgelt v\u00e4hemalt omahinnaga realiseeritava objektiga, seega saan teda siiski kulu asemel investeeringuna k\u00e4sitleda. Aktsiainvesteeringud oleksid pidanud suuremad olema, kuid kahjuks osteti Eesti Telekom eestlaste\u00a0k\u00e4est \u00e4ra ja selle asemele ma midagi asemele ei ostnud. Aktsiainvesteeringuid loodan m\u00f5nev\u00f5rra j\u00e4tkata ka 2010. aastal.<\/p>\n<p>Kinnisvarainvesteeringud oleksid veel 3% suuremad, kui n\u00e4itaksin investeeringuna ka juba olemasolevasse kinnisvarasse tehtud arenduskulutusi. Aga veendunud konservatiivina ma ei tee seda, sest ei ole kindel, et seni tehtud kulud antud kinnisvara v\u00e4\u00e4rtust kuskilt otsast suurendanud on. Selles osas on 2010 plaan siiski v\u00e4hemalt plaanina j\u00f5ulisem. Samuti ei tohi\u00a0lugeda investeeringute alla oma kodus pisut \u00fcle 10 000 kr eest\u00a0tehtud v\u00e4ljaminekuid, kuigi nimetatud parendused ilmselt korteri v\u00e4\u00e4rtust t\u00f5stsid. Paraku ei k\u00e4sitleta oma kodu investeeringuna.<\/p>\n<p>Oleks huvitav vaadata, kuidas antud investeeringute turuv\u00e4\u00e4rtus jaguneb viie aasta p\u00e4rast, kuid praegu on sellist jaotust veel oluliselt vara teha. Elame n\u00e4eme.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investeeringute jaotus on 2009. aastal olnud suhteliselt m\u00f5istlik. Tootlus on muidugi iseasi. <span class=\"more-tag d-block mt-15\"><a class=\"more-link wp-block-button__link icon-inline\" href=\"https:\/\/www.finantsblogi.ee\/index.php\/2009\/12\/23\/koik-munad-juhuslikult-erinevas-korvis\/\">Continue Reading...<span class=\"screen-reader-text\"> \"K\u00f5ik munad juhuslikult erinevas korvis\"<\/span><\/a><\/span><!-- .more-tag --><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[5],"tags":[136,154,193],"class_list":["post-115","post","type-post","status-publish","format-standard","hentry","category-investeerimine","tag-hobiautod","tag-investeeringud","tag-kinnisvara","no-post-thumbnail"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/posts\/115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/comments?post=115"}],"version-history":[{"count":0,"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/posts\/115\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/media?parent=115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/categories?post=115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/tags?post=115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}