{"id":560,"date":"2010-06-25T14:34:50","date_gmt":"2010-06-25T11:34:50","guid":{"rendered":"http:\/\/www.rahakool.ee\/finantsblogi\/?p=560"},"modified":"2010-06-25T14:34:50","modified_gmt":"2010-06-25T11:34:50","slug":"laenust-vaba-investeeri","status":"publish","type":"post","link":"https:\/\/www.finantsblogi.ee\/index.php\/2010\/06\/25\/laenust-vaba-investeeri\/","title":{"rendered":"Laenust vabanemine v\u00f5imaldab investeerida"},"content":{"rendered":"

\"\"T\u00e4na on j\u00e4lle\u00a0p\u00f5hjust ennast \u00f5nnitleda, sest internetipanga vahendusel m\u00e4rkasin, et paari p\u00e4eva eest teostati minu viimane \u00f5ppelaenumakse. See laen ei olnud k\u00fcll suur, ent kvartaalse v\u00e4ljamineku puudumine on igal juhul tuleviku rahavoole positiivne.<\/p>\n

Nagu ka varasemalt korduvalt \u00f6eldud, tekitab raha alati kohutava probleemi – seda tuleb targasti kasutada. Mida teha maksetega, mis n\u00fc\u00fcd \u00f5ppelaenust vabanevad?<\/p>\n

Ma arvan, et m\u00f5istlik variant selle raha m\u00f5ttetu kulutamise ja inflatsiooni poolt h\u00e4vitamise\u00a0v\u00e4ltimiseks oleks see regulaarselt investeerida. On tavaliselt keerulisem alustada investeerimist, kui selleks peaks millegi arvelt kulusid kokku t\u00f5mbama. Laenumakse muutust investeeringuks aga ilmselt peaaegu ei m\u00e4rkagi.<\/p>\n

Seega on mul n\u00fc\u00fcd j\u00e4tkuvalt valida mitme v\u00f5imaluse vahel:<\/p>\n

1.\u00a0Avada m\u00f5ni kogumishoius,
\n2. Osta m\u00f5ne fondi osakuid,
\n3. Osta kulda,
\n4. Investeerida aktsiatesse.<\/p>\n

Vaatamata keerulistele aktsiaturgude arengule arvan, et viimane variant tundub mulle j\u00e4tkuvalt\u00a0k\u00f5ige ahvatlevam ja t\u00f5en\u00e4oliselt realiseeruvad minu investeeringud m\u00f5ne suhteliselt turvalise ettev\u00f5tte aktsiate soetamisena, kui keegi paremaid ettepanekuid ei tee.<\/p>\n

Ka v\u00e4ike tootlus on parem kui 0 tootlus, mille tagaj\u00e4rjel inflatsioon paratamatult raha \u00e4ra s\u00f6\u00f6b.<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00e4na on j\u00e4lle\u00a0p\u00f5hjust ennast \u00f5nnitleda, sest internetipanga vahendusel m\u00e4rkasin, et paari p\u00e4eva eest teostati minu viimane \u00f5ppelaenumakse. See laen ei…<\/span> Continue Reading... \"Laenust vabanemine v\u00f5imaldab investeerida\"<\/span><\/a><\/span><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[8],"tags":[153,154,239,332,376,377],"class_list":["post-560","post","type-post","status-publish","format-standard","hentry","category-eelarve","tag-investeering","tag-investeeringud","tag-laen","tag-oppelaen","tag-raha","tag-raha-paigutamine","no-post-thumbnail"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/posts\/560","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/comments?post=560"}],"version-history":[{"count":0,"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/posts\/560\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/media?parent=560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/categories?post=560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finantsblogi.ee\/index.php\/wp-json\/wp\/v2\/tags?post=560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}